A Dual Eligible Special Needs Plan (D-SNP) is a type of Medicare Advantage plan specifically designed for people who qualify for both Medicare and Medicaid — sometimes called "dual eligible" beneficiaries.
Who Qualifies for a D-SNP?
- You must be enrolled in Medicare Part A and Part B
- You must also be enrolled in your state's Medicaid program
- You must live in the plan's service area
Benefits of D-SNP Plans
D-SNP plans are designed to coordinate your Medicare and Medicaid benefits seamlessly, often resulting in:
- $0 monthly premium
- $0 or very low copays for most services
- Comprehensive dental, vision, and hearing coverage
- Generous OTC benefit cards (sometimes $100–$300+ per month)
- Transportation benefits
- Meal delivery after a hospital stay
- Personal care services
- Care coordination with a dedicated care manager
How D-SNP Plans Coordinate Benefits
D-SNP plans work directly with your state Medicaid program to make sure your coverage works together smoothly. In many cases, Medicaid covers your Medicare cost-sharing (deductibles, copays) — so you may pay very little or nothing out of pocket.
See If You Qualify: Call 1-866-340-3441. We'll check your Medicaid status and find D-SNP plans available in your area — completely free.